Remember, JABA Insurance Counselors are still available via phone or email to help you find affordable health insurance options if you've been laid off, furloughed, or have had a reduction in income. Call 434.817.5248 or email insurance@jabacares.org.

Lost Job-Based Health Insurance:

> Likely eligible to enroll in either the ACA Marketplace or Medicaid, including Expanded Medicaid, Virginia’s Health Coverage for Adults, effective 1/1/19..

> Family size & Annual gross income
determine which option applies and how much financial help you get.

> You have just 60 days to apply for ACA Marketplace insurance after employee insurance ends. You can apply anytime for Medicaid.

> Cheaper than COBRA for most families.

> Neither the ACA Marketplace nor Medicaid can reject you or charge you more if you have a pre-
existing health condition.

Lost Job, but had no health insurance:

> May be eligible for Medicaid, including Virginia’s new Medicaid Health Coverage for Adults.

> Depends on family size and monthly gross income.

Have ACA Insurance but Income Has Dropped Sharply:

> Update your Marketplace account; you probably qualify for significantly more financial help or, possibly, for Medicaid.

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